DEPOSIT RATES

Rates Effective: Sunday, November 19, 2017

Deposit Rates 

Current Rate

Annual Percentage Yield

Money Market Account*

 

 

Balance = $100,000.00 +

0.30%

0.30%

Balance = $50,000.00 - $99,999.99

0.25%

0.25%

Balance = $25,000.00 - $49,999.99

0.20%

0.20%

Balance = $10,000.00 - $24,999.99

0.15%

0.15%

Balance = $2,500.00 - $9,999.99

0.05%

0.05%

 

 

 

Hi-Yield Savings**

 

 

Balance = $100,000.00 +

0.60%

0.60%

Balance = $50,000.00 - $99,999.99

0.40%

0.40%

Balance = $25,000.00 - $49,999.99

0.30%

0.30%

 

 

 

Certificates of Deposit & IRAs***

 

 

5 years

1.40%

1.41%

5 year Step-Up (one rate change increase allowed during term following first 12 months) [Not available for IRA]

1.00%

1.01%

4 years

1.00%

1.01%

3 years

0.85%

0.85%

2 years

0.60%

0.60%

2 year Climber CD

1.00%

1.00%

1 year

0.45%

0.45%

6 months

0.25%

0.25%

 

 

 

 

Share Savings Account

 

 

Balance = $2,500.00 +

0.05%

0.05%

Balance = $500.00 - $2,499.99

0.05%

0.05%

Balance = $5.00 - $499.99

0.05%

0.05%

Holiday Club Account

0.05%

0.05%

Checking with Interest

0.05%

0.05%

Rates subject to change without notice. Any fee will affect your APY. Rates subject to change without notice. APY refers to Annual Percentage Yield, the total amount of interest paid based on the interest rate and compounding frequency for 365 days. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
* The minimum balance required to open a Money Market Account is $2,500.00 and you must maintain a minimum daily balance of $2,500.00 in your account to avoid a service charge.
** The minimum balance required to open a Hi-Yield Account is $25,000.00 and you must maintain a minimum daily balance of $25,000.00 in your account to avoid a service charge.
*** APY as quoted on Certificates is earned assuming that interest is not withdrawn from the Certificate. Penalties imposed due to early withdrawal from Certificates of Deposit are as follows: 6 months interest on Certificates with terms of 6 months to 1 year;1 year of interest on Certificates with 2, 3, 4 and 5 year maturity.




Granite Hills Credit Union is a locally managed, not for profit financial institution open to anyone who lives or works or worships in Washington or Orange Counties of Vermont and their families.
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