EMV Chip Card
Computer Microchip.
A computer chip securely stores the card data that currently resides on the magnetic stripe. That makes it nearly impossible for the criminal to create a counterfeit EMV chip card.

Unique Cryptogram.
The computer chip enables more secure processing by producing a one-time use code for each transaction.

Mobile Sharing.
EMC technology will also enable a one-time use code for mobile transactions.

How to use EMV
Learn more about chip card technology by watching the short video:

Added Security

Difficult to Counterfeit. Because EMV chip cards use cryptograms that are unique to each transaction, stolen chip date cannot be used to create counterfeit cards.

Less Risk of Fraud. The added layer of security provided by the EMV chips makes debit and credit card data much less valuable, decreasing incentive for fraudsters to steal data.

Zero Liability. With EMV chip cards, cardholders are still protected from fraudulent purchases with Visa’s Zero Liability Policy.*

*The Visa Zero Liability Policy covers US-issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial transactions. Cardholder must notify issuer promptly of any unauthorized use.

What else makes our VISA so great?
Learn More!

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