Rates Effective: Friday, January 19, 2018

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Loan Rates


APR as low as:

Secured Loans - Titled Vehicles 

Car, RV, camper, motorcycle, etc.

Up to 72 months


New or Used Recreational Vehicles
Titled recreational vehicles including RV, camper, etc.

Over 72 months


Non-titled New or Used Vehicles

Up to 60 months


Unsecured Personal Loan

Up to 48 months





Visa Credit Card (no annual fee)



Credit Builder Loan

Up to 48 months

WSJ* Prime plus 1.00% (fixed)

Sallie Mae Smart Option Student Loan®



Share Savings Secured

Up to 15 years

As Low as 3.00%
(over top tier share savings rate)

Certificate Secured


2.00% over dividend rate

Unsecured Home Improvement Loan

up to 60 months


up to 120 months








Mortgage programs for every need.

Learn more

Rates updated daily

Home Equity Line


Prime +0*



APR as low as:

Home Equity Loan (Fixed Rate)

5 Years


=/< 80% Loan-to-value

10 Years



15 Years



Home Equity Loan (Fixed Rate)

5 Years


> 80%  

10 Years



15 Years




Rates subject to change without notice.

APR = Annual Percentage Rate

Variable Rates use the Wall Street Journal Prime Rate Index.

*Wall St Journal Prime Rate = 4.25% as of June 15, 2017. Floor of 4.00% APR.

Rates are determined by a member's personal credit qualifications and are used to calculate the monthly payment.

Granite Hills Credit Union is a locally managed, not for profit financial institution open to anyone who lives or works or worships in Washington or Orange Counties of Vermont and their families.
© 2017 Granite Hills Credit Union - All Rights Reserved