LOAN RATES

Rates Effective: Sunday, November 19, 2017

Use our handy loan calculator to determine the right loan for you!

Save and research your new or used car with CUDL AutoSmart. Click here for more info

 

 

 

Loan Rates

Term

APR as low as:

Secured Loans - Titled Vehicles 

Car, RV, camper, motorcycle, etc.

Up to 72 months

  2.25%

New or Used Recreational Vehicles
Titled recreational vehicles including RV, camper, etc.

Over 72 months

  5.50%

Non-titled New or Used Vehicles

Up to 60 months

  6.25%

Unsecured Personal Loan

Up to 48 months

  8.50%

 

 

 

Visa Credit Card (no annual fee)

-

12.00%

Credit Builder Loan

Up to 48 months

WSJ* Prime plus 1.00% (fixed)

Sallie Mae Smart Option Student Loan®

-

-

Share Savings Secured

Up to 15 years

As Low as 3.00%
(over top tier share savings rate)

Certificate Secured

-

2.00% over dividend rate

Unsecured Home Improvement Loan

up to 60 months

8.90%

up to 120 months

9.90%

 

 

 

 

 

Mortgages

Mortgage programs for every need.



Learn more



Rates updated daily

Home Equity Line

-

Prime +0*

 

Term

APR as low as:

Home Equity Loan (Fixed Rate)

5 Years

 3.99%

=/< 80% Loan-to-value

10 Years

 4.49%

 

15 Years

 5.49%

 

Home Equity Loan (Fixed Rate)

5 Years

 5.49%

> 80%  

10 Years

 5.99%

 

15 Years

 6.99%

 

 

Rates subject to change without notice.

APR = Annual Percentage Rate

Variable Rates use the Wall Street Journal Prime Rate Index.

*Wall St Journal Prime Rate = 4.25% as of June 15, 2017. Floor of 4.00% APR.

Rates are determined by a member's personal credit qualifications and are used to calculate the monthly payment.




Granite Hills Credit Union is a locally managed, not for profit financial institution open to anyone who lives or works or worships in Washington or Orange Counties of Vermont and their families.
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