Rates Effective: Thursday, September 21, 2017

Use our handy loan calculator to determine the right loan for you!

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Loan Rates


APR as low as:

Secured Loans - Titled Vehicles 

Car, RV, camper, motorcycle, etc.

Up to 72 months


New or Used Recreational Vehicles
Titled recreational vehicles including RV, camper, etc.

Over 72 months


Non-titled New or Used Vehicles

Up to 60 months


Unsecured Personal Loan

Up to 48 months





Visa Credit Card (no annual fee)



Credit Builder Loan

Up to 48 months

WSJ* Prime plus 1.00% (fixed)

Sallie Mae Smart Option Student Loan®



Share Savings Secured

Up to 15 years

As Low as 3.00%
(over top tier share savings rate)

Certificate Secured


2.00% over dividend rate

Unsecured Home Improvement Loan

up to 60 months


up to 120 months








Mortgage programs for every need.

Learn more

Rates updated daily

Home Equity Line


Prime +0*



APR as low as:

Home Equity Loan (Fixed Rate)

5 Years


=/< 80% Loan-to-value

10 Years



15 Years



Home Equity Loan (Fixed Rate)

5 Years


> 80%  

10 Years



15 Years




Rates subject to change without notice.

APR = Annual Percentage Rate

Variable Rates use the Wall Street Journal Prime Rate Index.

*Wall St Journal Prime Rate = 4.25% as of June 15, 2017. Floor of 4.00% APR.

Rates are determined by a member's personal credit qualifications and are used to calculate the monthly payment.

328 North Main Street
Barre, VT 05641
Phone: 802-522-5000
Toll Free : 888-996-5328
Fax: 802-522-5020

Mon-Fri 8:30 a.m.-5:00 p.m.

Mon-Fri 8:00 a.m. - 5:00 p.m.

One National Life Drive
Montpelier, VT 05604
Phone: 802-229-7216
Toll Free : 888-996-5328
Fax: 802-229-7158

Mon-Fri 9:00am-3:00pm

Scott Roberts, FSO (229-7315)
is available 8 am to 4:30 pm.

Click here for ATM locations in Vermont and Nationwide.

To Report a Lost/Stolen Card AFTER BUSINESS HOURS:
Mastercard Debit Card: Call 1-800-627-8372
Visa Credit Card: Call 1-800-847-2911

Granite Hills Credit Union is a locally managed, not for profit financial institution open to anyone who lives or works or worships in Washington or Orange Counties of Vermont and their families.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency

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